WhatsApp on Friday stated it's rolling out its payment services for Indian users after receiving a nod from the NPCI
WhatsApp Pay
WhatsApp Pay
Facebook-owned WhatsApp on Friday stated it's rolling out its payment services for Indian users after receiving a nod from the National Payments Corporation of India (NPCI). WhatsApp stated it's working with 5 banks in India - Axis Bank, State Bank of India, ICICI Bank, HDFC Bank, and Jio Payments Bank - and folks can send finds on WhatsApp to anybody utilizing a UPI supported service app.

The payment service will be accessible in ten Indian language versions of the WhatsApp application.

To start with, WhatsApp can solely extend the service to 20 million customers in India. “WhatsApp sends instructions to banks, also known as payment service providers, that initiate the transfer of money via UPI between sender and receiver bank accounts,” WhatsApp stated on Friday.

As a way to set it up, you can click on the payment option within the attachments tab (the paperclip button) of your chat, from the place you'll previously send documents, pictures, videos, and so forth. It'll then take you to the new registration page, give the permissions, add your bank account details and complete your registration.

You additionally need a UPI passcode but when you already have an account in a present UPI app, the identical code can be utilized. Both parties must have this enabled, after which they will send and receive money. Like for all UPI services, WhatsApp may even have a limit of Rs 1 lakh.

Similar to other UPI services or apps, WhatsApp pay offers you the feature to request payment. Tap on the attachments tab, then go to payments, and while the default option opens to pay, you may click on on the tab that claims ‘request’ and key in the amount of money. This sends them a money request, which expires in 6 days duration.

Some recipients don't have WhatsApp Payments enabled. If you want to transfer money to them, you can key of their unique UPI ID which they could have created on an application just like BHIM, PhonePe, Google Pay, and so forth.

"There is no such thing as a fee... because it is WhatsApp, you already know it is safe and private too. With UPI, India has created something actually special and is opening up a world of opportunities for micro and small companies that is the backbone of the Indian economic system," Facebook's CEO Mark Zuckerberg stated in a video message.

This payment service can only be used on Indian numbers(+91) linked to Indian bank accounts. There may even be no charge to make use of the WhatsApp payment service.


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